Creator Agreement

2.1 You must be at least 18, have completed age assurance and full identity verification through Incode third-party system (government-issued ID and liveness check), and be able to receive payments in your own name.

2.2 You must give accurate payout and tax details and keep them current. We may re-verify you at any time.

2.3 One Creator account per person. Accounts cannot be shared, sold or transferred.

2.4 Fiara may refuse or end participation in the Creator Program at its discretion, subject to Section 13.

3.1 You may publish only:
(a) content that you created on Fiara depicting Fiara's fictional AI Companions; and
(b) content depicting your own verified Digital Twin.

3.2 You must not publish content that depicts any other real person, is prohibited under Section 6 of the Terms of Service, involves or appears to involve a minor, or infringes third-party rights.

3.3 All published content carries Fiara's AI-generated label, watermark and provenance data, which you must not remove.

3.4 You must not publish contact details, links to other platforms or offers to sell content or services outside Fiara, and you must not ask users to pay you outside the Service.

4.1 Every item is reviewed by Fiara before it is published. Fiara has no duty to publish any item and may refuse, remove, restrict or demote content at any time, in line with the Terms and the Content Removal, Reporting & Complaints Policy.

4.2 Published content may be reported by anyone. We handle reports within the times in that Policy and may disable content immediately while a report is reviewed.

4.3 We will tell you the reason for a decision and how to appeal. Appeals are reviewed by a person not involved in the original decision.

5.1 You keep the rights you own in your content, including your likeness.

5.2 You give Fiara a non-exclusive, worldwide, royalty-free licence to host, reproduce, display, adapt (including cropping, resizing, watermarking and format conversion) and promote your published content within the Service, for as long as it is published and for a reasonable period afterwards for backup, legal and safety purposes.

5.3 Fiara and its licensors own the AI Companions, characters, models, software and brand. Publishing content that shows an AI Companion does not give you any right in the character beyond use within the Service.

5.4 Your published content is not used to train general-purpose or shared AI models.

6.1 Your "Earnings" are a percentage of the net revenue from Credits that other users spend to access, unlock or tip your published content. Net revenue means the money value of those Credits, which is the price actually paid for them, minus taxes (including VAT, GST and IVA), payment-processing and chargeback fees, and refunds.

6.2 Earnings accrue when the related payment is final (see Section 8). You can see your Earnings, and how they were calculated, in your account.

6.3 You cannot earn from your own purchases, purchases by accounts you control, or artificially generated activity. Such amounts are removed.

6.4 We do not guarantee that you will earn any amount. Earnings depend on what users choose to pay for.

7.1 We pay your available Earnings once a month, once they have reached USD 20, in US dollars, through the payout provider shown in your account, converted at our provider's rate on the day of payout.

7.2 Payouts go only to a bank account or wallet in your own verified name. We do not pay third parties.

7.3 We may delay a payout while we complete checks, investigate a suspected breach, or comply with law. We tell you why, unless this would compromise an investigation.

7.4 Fees charged by our payout provider are deducted from your payout, and we show the amount before you confirm. You are responsible for currency-conversion and other fees charged by your bank.

8.1 Earnings are treated as available only after 30 days from the payment, to allow for refunds and chargebacks.

8.2 We may withhold, reduce or reverse Earnings, and offset them against later Earnings, where:
(a) the related content is removed for breaching the Terms or this Agreement;
(b) the related payment is refunded, charged back or found to be fraudulent;
(c) the Earnings result from breach of Section 6.4; or
(d) we have been paid in error.

8.3 If an amount has already been paid out, you must repay it within 14 days of our request. We may deduct it from future Earnings.

8.4 Earnings are not Credits, are not a deposit and bear no interest.

9.1 You are responsible for all taxes on your Earnings and for registering where required.

9.2 Fiara may collect tax information, report your Earnings to tax authorities where the law requires it, and deduct or withhold taxes where the law requires it.

9.3 Amounts in this Agreement are stated before any such deduction unless we say otherwise.

You promise that:
(a) all information you give us is true;
(b) you have all rights needed to publish your content and to give the licence in Section 5;
(c) any likeness shown is yours, you have consented to it, and the consent is in force;
(d) your content does not breach any law or third-party right; and
(e) you will follow the Terms and this Agreement.

You must not manipulate rankings, earnings or reviews; use bots or other automated means; harass or pressure users; or try to identify, contact or solicit other users outside the Service.

12.1 If you withdraw consent to your Digital Twin or to explicit content, we stop generating the content that relied on that consent and take down your published content of that type within 24 hours.

12.2 If a person reports that your Digital Twin content shows them, or a person other than you, we disable it immediately while we review it.

12.3 Earnings that have already accrued on that content remain payable, subject to Section 8.

13.1 We may suspend or end your participation immediately for a serious breach, suspected fraud, legal risk, or a request from a regulator, payment provider or law-enforcement body. For other reasons, we give 14 days' notice.

13.2 You may leave at any time by writing to legal@fiara.ai or closing your Creator account.

13.3 On ending, your content is unpublished and we pay out your available Earnings within 30 days, less amounts under Section 8. If the threshold in Section 7.1 has not been reached, we pay them anyway.

13.4 Sections 5.4, 8, 9, 10, 14 and 15 continue after ending.

14.1 Nothing limits liability that cannot be limited by law.

14.2 Subject to that, Fiara is not liable for lost profits, lost opportunities or indirect loss, and its total liability to you under this Agreement is limited to the Earnings payable to you in the 12 months before the claim.

14.3 You will compensate Fiara for third-party claims and losses arising from your breach of Sections 3 or 10.

15.1 We may change this Agreement. For changes to the revenue share, payout terms or fees, we give at least 30 days' notice, and you may leave before they take effect.

15.2 This Agreement is governed by the laws of Cyprus. Disputes go to the courts of Cyprus, without depriving you of any mandatory right you have where you live.

15.3 Notices and questions: legal@fiara.ai.